Income-Producing Real Estate

Commercial Real Estate Financing

Financing for larger income-producing real estate, including acquisitions, refinances, cash-out transactions, and value-add opportunities.

Get a Commercial Quote
Deal review starts withProperty · Strategy · Numbers

Clear information early helps FundFastr review the applicable structure.

$1M+Loan amount
Up to 75%Maximum LTV
3–10 YearsTypical terms
Fixed or VariableRate structures
01

What Makes a Commercial Deal Financeable

The property’s income, condition, occupancy, value, and business plan need to work alongside sponsor liquidity, net worth, experience, credit, and the requested structure.

  • Current and stabilized NOI
  • Occupancy and lease profile
  • Property type and market
  • Sponsor liquidity and net worth
  • Experience and execution plan
  • Loan purpose and exit
02

Property Types We Review

  • Multifamily 5+ units
  • Manufactured home communities
  • SFR rental portfolios
  • Mixed-use retail / residential
  • Industrial buildings and condos
  • Self storage
  • Retail and office
  • Hotels
03

Recourse vs Non-Recourse

Commercial structures may be recourse or non-recourse depending on the transaction and available program. Non-recourse does not mean no obligations: carve-outs and other requirements may still apply.

04

How Sponsor Strength Matters

Liquidity and net-worth requirements are program-specific. A typical benchmark may be liquidity near 10% of the loan amount and net worth near the loan amount, but neither is a universal rule.

Questions

Commercial FAQ

What credit score is generally expected?+

The current working guideline is generally 650+, while sub-650 scenarios may be considered case-by-case depending on the transaction and program.

Is commercial financing available nationwide?+

Potential nationwide availability depends on the applicable program and capital-partner requirements. No property automatically qualifies based only on location.

Can a commercial loan include interest-only payments?+

Depending on the transaction and program, amortization may be interest-only, partially amortizing, or fully amortizing.

Submit the Deal

Know the Property. Let’s Review the Structure.

Start with the core transaction details. The quote flow adapts to the financing type.

Get a Commercial Quote
Get a Commercial Quote