DSCR loans for real estate investors who need a lender that keeps up. Fast approvals, transparent process, reliable closings.
Same-day terms and decisions so you can move forward with confidence
Clear terms and conditions confirmed upfront—no surprises at closing
One account executive owns your deal from submission to funding
Fixed and adjustable options tailored to your investment strategy
Most lenders treat investors like traditional homebuyers. We don't. FundFastr specializes in DSCR lending—your property is underwritten based on rental income, not your W-2.
Submit your application online in minutes
We review your property and finances
Get approved within 24-48 hours
Close as soon as possible
A DSCR loan is based on the property's rental income rather than your personal income. Lenders look at the Debt Service Coverage Ratio to determine if the property generates enough income to cover the loan payments.
We typically require a minimum credit score of 620, though better rates are available with scores above 700.
Most applications are approved within 24-48 hours.
We finance single-family rentals, multi-unit properties (2-4 units), and small commercial properties. The property must generate positive cash flow.
Quick pricing. Clear terms. Closings without headaches.