Ground-Up Construction Loan Requirements

Prepare the property, budget, permit, experience, and exit information needed for a construction-loan review.

Immediate answer

A ground-up construction review starts with the land, plans and permit status, detailed construction budget, completed value, development experience, requested leverage, and exit.

Before You Submit

Land basis and ownership
Plans and permits
Line-item construction budget
Completed value support
Comparable project experience
Equity and liquidity
Sale or refinance exit

Why Experience Changes the Structure

Current working guidelines distinguish a standard path from an experienced-developer path. Comparable completed projects can affect leverage, term, and the number of properties in the structure.