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What Makes Mixed-Use Eligible
Permitted commercial uses may include restaurant, office, and other commercial space. Commercial area must not exceed 49.99% of the total building area.
Larger Rental Property Financing
DSCR Loans for 5–8 Unit & Mixed-Use Properties
DSCR financing for larger residential and qualifying mixed-use investment properties, with loan amounts up to $2 million.
Get a DSCR QuoteDeal review starts withProperty · Strategy · Numbers
Clear information early helps FundFastr review the applicable structure.
Up to $2MLoan amount
700Minimum credit
Up to 75%Maximum LTV
Up to $1MMaximum cash-out proceeds
AvailableInterest-only
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Transactions
- Purchase
- Rate/term refinance
- Cash-out refinance
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What We Need to Review
- Residential unit count
- Commercial use
- Approximate commercial percentage
- Property type and income profile
- Requested loan and transaction purpose
DSCR Calculator
Estimate the Property’s DSCR.
Monthly Rent ÷ PITIA = DSCR
This calculator is for illustration only. It does not determine approval, qualification, or eligibility.
Estimated DSCR—
Enter the monthly property income and expenses to estimate DSCR.
Questions
DSCR 5–8 Units & Mixed-Use FAQ
Is there a minimum tradeline requirement?+
The current working guideline has no minimum tradeline requirement for qualified borrowers, subject to full underwriting.
Can restaurant space qualify?+
Restaurant use may be permitted when the complete property and commercial-area percentage fit current requirements.
Submit the Deal
Know the Property. Let’s Review the Structure.
Start with the core transaction details. The quote flow adapts to the financing type.
Get a DSCR Quote